Loan Rates

Effective: 02/15/10

Home Equity Loan
Product	Interest Rate	APR	Minimum Loan	Monthly Payment (1)
to 36 months	5.10%		$5,000	$30.02
to 60 months	5.45%		$5,000	$19.08
to 72 months	5.65%		$5,000	$16.41
to 84 months	5.95%		$10,000	$14.58
to 120 months	6.20%		$15,000	$11.20
to 180 months	6.25%		$15,000	$ 8.57
to 204 months	6.80%		$20,000	$ 8.24
Rates are subject to change and based on auto-pay from Credit Union account (otherwise +.4%).
(1) The payment is for each $1,000 borrowed.
Maximum loan to value rate is 80%, maximum loan amount is $200,000
Loan is subject to credit approval.
Mimum loan amount is $5,000.
Fees may apply.
Rates, terms and conditions subject to change at any time.
New Auto Loans
Product	Interest Rate	APR	Minimum Loan	Monthly Payment (1)
to 36 months	4.90%		$5,000	$29.93
to 60 months	5.20%		$8,000	$18.96
(1) The payment is for each $1,000 borrowed.
Used Vehicle Loans
Product	Interest Rate	APR	Minimum Loan	Monthly Payment (1)
to 24 months	7.25%		$1,000	$44.89
to 36 months	7.45%		$2,000	$31.08
to 54 months	7.45%		$3,000	$24.16
(2006 to 2004 model years)
(1) The payment is for each $1,000 borrowed.
Used Vehicle Loans
Product	Interest Rate	APR	Minimum Loan	Monthly Payment (1)
to 24 months	7.60%		$1,000	$45.05
to 36 months	7.60%		$2,000	$31.15
(2003 model year and older)
(1) The payment is for each $1,000 borrowed.
Share Secured Loan
	+2.25%		$2,000
Personal Loan
	12.00%		$500.00
All rates are stated with Automatic Payment agreement and include a .4% discount.
All loans subject to credit approval.
Rates, terms and conditions subject to change at any time.
Contact the Credit Union for complete rates, terms and conditions.
Care has been taken to assure that all information is listed correctly but not guarenteed, members should contact the Credit Union to confirm.